Legal Documents

  • Terms & Conditions
    Legal Information and Ownership of Website YORK BUSINESS ASSOCIATES LIMITED is regulated by Australia and the United States All funding activity is protected under this license.; with website being www.cibfx.com ("Website"), which includes all products and services offered by YORK BUSINESS ASSOCIATES LIMITED, is and remains the sole property of the Company. All rights are reserved in and for the Company. YORK BUSINESS ASSOCIATES LIMITED is the owner of all the intellectual property rights, including trade names, trademarks, logos and the trade names in and are exclusive to YORK BUSINESS ASSOCIATES LIMITED at all times. Except where expressly stated to the contrary, copyright in the underlying HTML, text, graphics, audio clips, video clips and other information and material is owned by the Company. No person or entity may alter, modify, reproduce, distribute, display, exploit, transmit, transcribe, reproduce, redistribute, copy, post, store or translate into any other form, any materials or media from the Website, without obtaining prior written permission from YORK BUSINESS ASSOCIATES LIMITED.

    Access to Website and Disclaimer
    By accessing and/or using the Website and the services so offered, the User of the Website agrees to be bound by the terms and conditions herein, at any given time, in any given location. The Company reserves the right to use its discretion to suspend, modify, amend or cancel any access to the Website, or any part thereof, including the products and services so offered through the Website, at any time, and no claims will be considered by the Company related to such. The Company may amend the terms and conditions, information and materials within the Website, at any time and without prior notice and therefore it is for the User to stay up to date with all information and or changes to the Website. The User assumes the responsibility and obligation to ensure compliance with the laws, by-laws, regulations, directives applicable in the country of residence. The User of the Website will be held responsible for any unauthorized use of the Website or any illegal act related to such Website. The User understands that the Website is not a solicitation to buy or an offer to sell any product and/or service, to any person and/or entity, in any jurisdiction, where such product and/or service would be considered as unlawful under the laws of such specific jurisdiction. The website can be accessed worldwide and therefore some of the financial instruments described within the Website might not be permitted for investing in some regions, therefore it is the User in such cases will hold Company harmless of any consequence that may occur as a result of any impediment and/or restriction(s). Trading in financial instruments can result in both losses as well as profits. The Company does not offer its products and services to U.S citizens and residents, U.k. & Israel Citizens, Islamic state of Iran Citizens Nor to St. Vincent and the Grenadines citizens and residents.

    These terms and conditions are in addition to any agreement or any other supplementary document(s) between Company and User.
    The User is responsible and assumes all risk associated with the use of and storage of information on the User's Computer or other Medium whereby access and use of the Website can be made.
    The Company does not guarantee that access to the Website and/or any of the products or services will be available at all times, or in any given location at any specific time. The Company will not be held liable for any consequential, incidental, special, punitive, or exemplary damage(s) of whatsoever nature, arising out of any use or inability to us the Website or any of the products and/or services herein, nor will the Company be held liable to the User for any lost profits, trading losses, damages that may result from use or loss of use of the Website and/or third party content, any inconvenience or delay, including any loss resulting from a cause over which Company has no control over, including failure of communication lines. By using the Website, the User agrees to indemnify and hold the Company and if any third party content providers, harmless from and against any and all claims, losses, liabilities, costs and expenses (including but not limited to attorneys' fees) arising from the use of the YORK BUSINESS ASSOCIATES LIMITED Website, or any violation of the terms and conditions.

    Data
    Data provided via the Website is intended only for informational and private use purposes. The User may obtain the advice of independent investment, financial, legal and tax advisors, if desired, before proceeding with an investment. All information provided via the Website should not be read, interpreted or construed as providing any investment advice by the Company, or its Employees, Officers, Directors, Affiliates, Agents, Service Provider and/or Licensors. This Website does not take into consideration any investment goals, financial situation or specific requirements of any User. Any person and/or entity should carefully consider their financial circumstances prior to entering into any transaction(s) and/or Agreement(s).
    Any information that the Company has obtained from a User, through the use of the Website is at all times held in confidence and for lawful purposes. Information so obtained is only subject to a disclosure in cases of request imposed by any relevant supervisory body, legal request subjecting the Company to disclose such information(s), or in cases where disclosure of such information is necessary to protect any of Company's legal obligations and/or rights.

    Cookies
    The Company may use "Cookies", which are minute files containing information that websites use to track visitors of the Website. The Company measures activity of the Website through the use of "Cookies". The Company may access Cookies on the User's Computer in order to obtain information related to which website, banners and/or advertisements let the User to the Company's Website. Details transmitted through Cookies shall not be used for any direct promotional or marketing purposes without the User's Prior Consent.

    Payment and Safety of Funds
    The User is bound by any of the agreement(s) so signed by such User, and in turn agrees and accepts to the online payment methods offered by the Company. Deposits and Withdrawals of Funds are executed as per the agreement(s) entered into by the User and the Company. Withdrawals of funds are affected only upon the reception and approval of such request(s) by the Company.
    The Company deals with several first-class banks and client funds are held in segregated accounts, as per Policies and Procedures of Company, ensuring the continued safety of funds. The Company is a member of the Investors Compensation Fund.
    Please note: Due to fraud prevention and anti money laundering laws, accounts which have never traded are unable to withdraw funds within 30 working days of dormancy and must have completed trading activity using up to 10% of the credit of the account

    Linked Sites and Limitation of Liability
    Access to the Website is a non-exclusive, non-transferable basis and is in compliance with the terms and conditions herein including all other agreement(s) so signed by the User. The Website may contain hyperlinks to third-party websites, and as such, the Company shall not be held accountable for the content or accuracy of information of any of those sites, and as such does not endorse the contents within such sites. The Website of the Company is provided to the User on an "AS IS" and/or "AS AVAILABLE" basis. The Company does not provide any warranties of any kind, including implied warranties.
    The Company, including its Employees, Officers, Directors, Affiliates, Agents, Service Providers and Licensors, does not warrant the accuracy, adequacy, completeness of the information, products and/or services within the Website, and expressly disclaims liability for any errors, interruptions, losses, damages, or inaccuracies in the information, products and/or services provided via the Website.
    Termination of an account is processed as per the agreement(s) entered into between the Company and the User. Termination of an account may be initiated by either party to the Agreement, and is delivered to the other party in writing via the legal methods of delivery of such notice.
    Confidentiality

    No personal or financial information, provided by the User, will be disclosed, given, sold or exchanged to any third party. In rare circumstances, if Company is required by relevant legal authority or supervisory body or legislation, information(s) may be disclosed in such cases. As a general rule, the User(s) information will remain in the Company's possession and will be treated as confidential at all times.
    It is the User's responsibility to keep any account numbers and/or passwords and/or logins confidential at all times. User authorizes the Company to act on any instruction received in good faith.

    Applicable Law and Jurisdiction
    The access and use of the Website, the products and services provided through the Website, is governed by the laws of the Republic of Vanuatu. and the User of the Website of YORK BUSINESS ASSOCIATES LIMITED specifically submits to the jurisdiction of the Courts of the Republic of Vanuatu
    Without restricting the generality of the foregoing, the User may not make commercial use of the contents of the Website or include the contents of the Website in or with any other product that is created or distributed by the User, or copy the contents of the Website to the User's own or another User Website, without obtaining the prior permission from the Company.
    In cases that for any reason, any term and condition is deemed invalid or unenforceable, such provision will be excluded and remaining provisions will remain in full force and effect.
    Any translation of the contents of the Website including products and services provided through the Website is made as goodwill for the convenience of the User. In the event of a dispute between various language versions, the English Version of the Website shall prevail.
    Risk Statement
    YORK BUSINESS ASSOCIATES LIMITED is regulated by Australia and the United States with the subsidiaries; YORK BUSINESS ASSOCIATES LIMITED 207 Regent Street, LONDON, W1B 3HH, UNITED KINGDOM. Reg num: 09762074 and YORK BUSINESS ASSOCIATES LIMITED is incorporated St. Vincent Company Number 22814 IBC 2015. Trading in financial instruments is not suitable for many members of the public. The possibility exists that funds used for such trading in financial instruments sustain a loss of some or all of your investment. It is advisable to carefully consider whether trading in financial instrument(s) is appropriate for you in light of the experience, objectives, financial resources and any other relevant circumstances. You should understand all risks involved with trading in financial instruments and if necessary, seek for an independent advice.
    Entering into any transactions in financial instruments is carried out voluntarily and on your own risk. There are high risks involved in trading and profit(s) from trading are not guaranteed whereas the past result(s)/historical performance do not assure/represent the future results.
    The Company does not guarantee that access to the Website and/or any of the products or services will be available at all times, or in any given location at any specific time. The Company will not be held liable for any consequential, incidental, special, punitive, or exemplary damage(s) of whatsoever nature, arising out of any use or inability to us the Website or any of the products and/or services herein, nor will the Company be held liable to the User for any lost profits, trading losses, damages that may result from use or loss of use of the Website and/or third party content, any inconvenience or delay, including any loss resulting from a cause over which Company has no control over, including failure of communication lines. By using the Website, the User agrees to indemnify and hold the Company and if any third party content providers, harmless from and against any and all claims, losses, liabilities, costs and expenses (including but not limited to attorneys' fees) arising from the use of the YORK BUSINESS ASSOCIATES LIMITED Website, or any violation of the terms and conditions.

    Data
    The risk is high that you can sustain losses/damages to all or some of the capital/monies invested. An investment in any financial instrument carries a high degree of risk and the money that is invested might not remain the same, whereas you undertake the risk of sustaining a loss/damage, whilst, at the same time, the possibility exists that a profit/return can materialize. Trading on the electronic trading system(s) carries a high risk since there is a large exposure to risks associated to the online system, including but not limited to the failure of hardware and/or software. The result of any system failure may be that your request is not executed according to instructions or not executed at all. All transactions effected are at your sole risk and you shall be solely liable under all circumstances. YORK BUSINESS ASSOCIATES LIMITED will not be held responsible for any delays in transmission, delivery or execution of your request(s) due to malfunctions of communications facilities or other causes.
    The market conditions and the operation of the rules of certain markets, trading hours, dealing room hours and so forth, may increase the risk of loss because of the difficulty to effect transactions or liquidate/offset open positions. The Company may be unable to execute your instructions at the requested level. Trading with Financial instruments on margin carries a high level of risk which can work both, to your advantage and disadvantage.
    In certain cases, the protections of your money transferred for purposes of trading in financial instruments, may have impact in the event of the specific firm/company going insolvent/bankrupt. The extent to which you may recover money may be governed by specific legislation or local rules. In some jurisdictions, property/money which has been specifically identifiable as your own property/money will be appropriated in the same manner as cash for purposes of distribution in the event of a shortfall.
    You understand that commissions, fees and other charges may be applicable, and as such these charges will affect/reduce the profit (if any), or increase the loss. Before trading in financial instruments, you should make yourself aware of all charges for which you will be liable, whether such charges are at predetermined amount or variable.
    You understand that the profit or loss for transactions in foreign currency-denominated contracts will be affected by the fluctuations in currency rates when there is a need to convert from the currency denomination of the contract into another currency.
    You understand that YORK BUSINESS ASSOCIATES LIMITED does not guarantee access to the Website and/or any of the products and/or services to be available at all times, or in any given location at any specific time. All transactions effected for your account(s) are at your sole risk and you shall be solely liable under all circumstances. YORK BUSINESS ASSOCIATES LIMITED will not be held responsible for any delays in transmission, delivery or execution of your request(s) due to malfunctions of communications facilities or other causes.
    The Company may, in its reasonable opinion, determine that an emergency or an exceptional market condition exists (a "Force Majeure Event"). A Force Majeure Event shall include, but is not limited to the following - "any act, event or occurrence (including without limitation any strike, riot or commotion, interruption or power supply or electronic or communication equipment failure).
    You understand that there is the risk that the financial instruments may be or become the subject to tax and/or any other applicable due amount(s) as per legislation, which will become your responsibility to carry out.
    Refund Policy
    In certain exceptional circumstances, YORK BUSINESS ASSOCIATES LIMITED may refund payments made by credit card.
    In this case, the funds will be refunded to the card that was used for the deposit.
    1. The Client has the right to close his/her account at any time he/she wishes to.
    The Company will approve the account closure if:
    a. There are not active investments placed.
    b. There are no investigations underway associated with any of the terms of the current Terms of Services.
    2. If there are no charges applied to the account, the Company has to close the account by the Client's demand.
    3. If the account of the Client has been suspended due to the violation of the current Terms of Services or due to any other abuse detected by the Client, the refund is not provided under any circumstances.
    4. The Company does not have to provide any type of the refund in case the loss was caused due to any reason either foreseen or unforeseen.
    5. A refund request can be made in cases in which the account had been deposited into, but no orders were executed by the client.
    6. In this case, the same method of payment used for the deposit will be used for the refund. The refund will be for the full amount, unless other arrangements have been made.
    7. Processing of refund requests can take up to one week.
    8. All other requests will be treated as WITHDRAWALS and will be processed using those methods and procedures.
    If you have any questions about this Policy do not hesitate to contact us by E-mail: info@yorkal.com

    Linked Sites and Limitation of Liability
    Please note: Due to fraud prevention and anti money laundering laws, accounts which have never traded are unable to withdraw funds within 30 working days of dormancy and must have completed trading activity using up to 10% of the credit of the account.
    Privacy Policy
    PRIVACY POLICY

    YORK BUSINESS ASSOCIATES LIMITED lays great emphasis on keeping the information shared by our website users and visitors private and confidential. The use of the data you share with us will be governed by this Forex Privacy Policy. YORK BUSINESS ASSOCIATES LIMITED adheres to the data protection provisions as mentioned in International Law. In order to consider the conditions and threats posed by the changing operations, technologies, practices and legislations, we will review this Policy Statement and update it with required information with/out notification.

    WHAT PERSONAL INFORMATION DOES YORK BUSINESS ASSOCIATES LIMITED COLLECT?
    When you apply to open a YORK BUSINESS ASSOCIATES LIMITED account, we require certain information in order to process the request. This information may include personal and financial details, such as, name, address, contact number, date of birth, employment details, liabilities and assets.
    To improve your trading experience we may require further information. Sometimes the law may require us to hold some information about our customers. In such cases we obtain the information through our application forms and other information request forms.
    YORK BUSINESS ASSOCIATES LIMITED MAY COLLECT THE FOLLOWING INFORMATION

    Personal details through forms
    Financial details through forms and record of services rendered
    Information about a trader’s usage pattern of our website and trading platforms
    Record of trading activities to help us serve you better
    HOW DOES YORK BUSINESS ASSOCIATES LIMITED USE INFORMATION SHARED BY TRADER?
    The trader information YORK BUSINESS ASSOCIATES LIMITED holds is used for:
    Creating and handling your account;
    Reviewing your current requirements;
    Enhancing our platforms, services and customer support;
    Providing you with trading advice and information about good opportunities.

    DISCLOSURE OF INFORMATION
    On the basis of the product or service concerned and with regard to particular restrictions on sensitive information, YORK BUSINESS ASSOCIATES LIMITED may disclose information about traders to:
    Specialists, experts, service providers and advisers contracted by us for administrative, insurance, financial research or similar assistance;
    Introducing Brokers (IBs) with whom we share a working relationship;
    Courts, credit providers, tribunals or regulatory authorities authorized by the law;
    Reference or credit reporting agencies;
    Individuals authorized by the trader whose information is being shared.
    If you are not willing to share any information with the mentioned agencies and service providers, please send us a written message. In such a situation, we will withdraw your information from the data pool and consequently withdraw related services.

    YORK BUSINESS ASSOCIATES LIMITED PRIVACY POLICY
    Updating information If there is a change in your personal details you may email the new information to YORK BUSINESS ASSOCIATES LIMITED At info@yorkal.com as soon as possible. As per your instructions, YORK BUSINESS ASSOCIATES LIMITED will update your personal details.
    Use of Cookies When you open a YORK BUSINESS ASSOCIATES LIMITED account and access it through your browser, there will arise a need to enable cookie acceptance. Cookies or small packets of information received by your computer and contain a unique identification number. They are used by our platforms and services for preparing the browser for your use, requirements and preferences. This helps YORK BUSINESS ASSOCIATES LIMITED to enhance your trading experience when you use our services. Cookies also play an important role in the security of various sections of our online services. You will not be able to view secure parts of the YORK BUSINESS ASSOCIATES LIMITED YORK BUSINESS ASSOCIATES LIMITED website without cookies.
    Your Rights As per the data protection laws that govern the YORK BUSINESS ASSOCIATES LIMITED services, all traders are entitled to obtain personal information regarding them from YORK BUSINESS ASSOCIATES LIMITED and inform us about any inaccuracy perceived. If you wish to make an enquiry, you may email us at info@yorkal.com. If there are no legal restrictions on sharing the information we will acknowledge and execute your request within 40 days of your request. You might have to incur some the cost of finding, reviewing, and sending across the requested material.
    (1) Foreign exchange dealer's slang for your price is the correct market price.
    (2) Official rates in terms of SDR or other pegging currency.

  • Terms & Conditions
    Legal Information and Ownership of Website
    YORK BUSINESS ASSOCIATES LIMITED is regulated by Australia and the United States All funding activity is protected under this license.; with website being www.cibfx.com ("Website"), which includes all products and services offered by YORK BUSINESS ASSOCIATES LIMITED, is and remains the sole property of the Company. All rights are reserved in and for the Company. YORK BUSINESS ASSOCIATES LIMITED is the owner of all the intellectual property rights, including trade names, trademarks, logos and the trade names in and are exclusive to YORK BUSINESS ASSOCIATES LIMITED at all times. Except where expressly stated to the contrary, copyright in the underlying HTML, text, graphics, audio clips, video clips and other information and material is owned by the Company. No person or entity may alter, modify, reproduce, distribute, display, exploit, transmit, transcribe, reproduce, redistribute, copy, post, store or translate into any other form, any materials or media from the Website, without obtaining prior written permission from YORK BUSINESS ASSOCIATES LIMITED.

    Access to Website and Disclaimer
    By accessing and/or using the Website and the services so offered, the User of the Website agrees to be bound by the terms and conditions herein, at any given time, in any given location. The Company reserves the right to use its discretion to suspend, modify, amend or cancel any access to the Website, or any part thereof, including the products and services so offered through the Website, at any time, and no claims will be considered by the Company related to such. The Company may amend the terms and conditions, information and materials within the Website, at any time and without prior notice and therefore it is for the User to stay up to date with all information and or changes to the Website. The User assumes the responsibility and obligation to ensure compliance with the laws, by-laws, regulations, directives applicable in the country of residence. The User of the Website will be held responsible for any unauthorized use of the Website or any illegal act related to such Website. The User understands that the Website is not a solicitation to buy or an offer to sell any product and/or service, to any person and/or entity, in any jurisdiction, where such product and/or service would be considered as unlawful under the laws of such specific jurisdiction. The website can be accessed worldwide and therefore some of the financial instruments described within the Website might not be permitted for investing in some regions, therefore it is the User in such cases will hold Company harmless of any consequence that may occur as a result of any impediment and/or restriction(s). Trading in financial instruments can result in both losses as well as profits. The Company does not offer its products and services to U.S citizens and residents, U.k. & Israel Citizens, Islamic state of Iran Citizens Nor to St. Vincent and the Grenadines citizens and residents.
    These terms and conditions are in addition to any agreement or any other supplementary document(s) between Company and User.
    The User is responsible and assumes all risk associated with the use of and storage of information on the User's Computer or other Medium whereby access and use of the Website can be made.
    The Company does not guarantee that access to the Website and/or any of the products or services will be available at all times, or in any given location at any specific time. The Company will not be held liable for any consequential, incidental, special, punitive, or exemplary damage(s) of whatsoever nature, arising out of any use or inability to us the Website or any of the products and/or services herein, nor will the Company be held liable to the User for any lost profits, trading losses, damages that may result from use or loss of use of the Website and/or third party content, any inconvenience or delay, including any loss resulting from a cause over which Company has no control over, including failure of communication lines. By using the Website, the User agrees to indemnify and hold the Company and if any third party content providers, harmless from and against any and all claims, losses, liabilities, costs and expenses (including but not limited to attorneys' fees) arising from the use of the YORK BUSINESS ASSOCIATES LIMITED Website, or any violation of the terms and conditions.

    Data
    Data provided via the Website is intended only for informational and private use purposes. The User may obtain the advice of independent investment, financial, legal and tax advisors, if desired, before proceeding with an investment. All information provided via the Website should not be read, interpreted or construed as providing any investment advice by the Company, or its Employees, Officers, Directors, Affiliates, Agents, Service Provider and/or Licensors. This Website does not take into consideration any investment goals, financial situation or specific requirements of any User. Any person and/or entity should carefully consider their financial circumstances prior to entering into any transaction(s) and/or Agreement(s).
    Any information that the Company has obtained from a User, through the use of the Website is at all times held in confidence and for lawful purposes. Information so obtained is only subject to a disclosure in cases of request imposed by any relevant supervisory body, legal request subjecting the Company to disclose such information(s), or in cases where disclosure of such information is necessary to protect any of Company's legal obligations and/or rights.

    Cookies
    The Company may use "Cookies", which are minute files containing information that websites use to track visitors of the Website. The Company measures activity of the Website through the use of "Cookies". The Company may access Cookies on the User's Computer in order to obtain information related to which website, banners and/or advertisements let the User to the Company's Website. Details transmitted through Cookies shall not be used for any direct promotional or marketing purposes without the User's Prior Consent.
    Payment and Safety of Funds

    The User is bound by any of the agreement(s) so signed by such User, and in turn agrees and accepts to the online payment methods offered by the Company. Deposits and Withdrawals of Funds are executed as per the agreement(s) entered into by the User and the Company. Withdrawals of funds are affected only upon the reception and approval of such request(s) by the Company.
    The Company deals with several first-class banks and client funds are held in segregated accounts, as per Policies and Procedures of Company, ensuring the continued safety of funds. The Company is a member of the Investors Compensation Fund.
    Please note: Due to fraud prevention and anti money laundering laws, accounts which have never traded are unable to withdraw funds within 30 working days of dormancy and must have completed trading activity using up to 10% of the credit of the account
    Linked Sites and Limitation of Liability

    Access to the Website is a non-exclusive, non-transferable basis and is in compliance with the terms and conditions herein including all other agreement(s) so signed by the User. The Website may contain hyperlinks to third-party websites, and as such, the Company shall not be held accountable for the content or accuracy of information of any of those sites, and as such does not endorse the contents within such sites. The Website of the Company is provided to the User on an "AS IS" and/or "AS AVAILABLE" basis. The Company does not provide any warranties of any kind, including implied warranties.
    The Company, including its Employees, Officers, Directors, Affiliates, Agents, Service Providers and Licensors, does not warrant the accuracy, adequacy, completeness of the information, products and/or services within the Website, and expressly disclaims liability for any errors, interruptions, losses, damages, or inaccuracies in the information, products and/or services provided via the Website.
    Termination of an account is processed as per the agreement(s) entered into between the Company and the User. Termination of an account may be initiated by either party to the Agreement, and is delivered to the other party in writing via the legal methods of delivery of such notice.

    Confidentiality
    No personal or financial information, provided by the User, will be disclosed, given, sold or exchanged to any third party. In rare circumstances, if Company is required by relevant legal authority or supervisory body or legislation, information(s) may be disclosed in such cases. As a general rule, the User(s) information will remain in the Company's possession and will be treated as confidential at all times.
    It is the User's responsibility to keep any account numbers and/or passwords and/or logins confidential at all times. User authorizes the Company to act on any instruction received in good faith.

    Applicable Law and Jurisdiction
    The access and use of the Website, the products and services provided through the Website, is governed by the laws of the Republic of Vanuatu. and the User of the Website of YORK BUSINESS ASSOCIATES LIMITED specifically submits to the jurisdiction of the Courts of the Republic of Vanuatu
    Without restricting the generality of the foregoing, the User may not make commercial use of the contents of the Website or include the contents of the Website in or with any other product that is created or distributed by the User, or copy the contents of the Website to the User's own or another User Website, without obtaining the prior permission from the Company.
    In cases that for any reason, any term and condition is deemed invalid or unenforceable, such provision will be excluded and remaining provisions will remain in full force and effect.
    Any translation of the contents of the Website including products and services provided through the Website is made as goodwill for the convenience of the User. In the event of a dispute between various language versions, the English Version of the Website shall prevail.
  • Risk Statement
    YORK BUSINESS ASSOCIATES LIMITED is regulated by Australia and the United States with the subsidiaries; YORK BUSINESS ASSOCIATES LIMITED 207 Regent Street, LONDON, W1B 3HH, UNITED KINGDOM. Reg num: 09762074 and YORK BUSINESS ASSOCIATES LIMITED is incorporated St. Vincent Company Number 22814 IBC 2015. Trading in financial instruments is not suitable for many members of the public. The possibility exists that funds used for such trading in financial instruments sustain a loss of some or all of your investment. It is advisable to carefully consider whether trading in financial instrument(s) is appropriate for you in light of the experience, objectives, financial resources and any other relevant circumstances. You should understand all risks involved with trading in financial instruments and if necessary, seek for an independent advice.
    Entering into any transactions in financial instruments is carried out voluntarily and on your own risk. There are high risks involved in trading and profit(s) from trading are not guaranteed whereas the past result(s)/historical performance do not assure/represent the future results.
    The Company does not guarantee that access to the Website and/or any of the products or services will be available at all times, or in any given location at any specific time. The Company will not be held liable for any consequential, incidental, special, punitive, or exemplary damage(s) of whatsoever nature, arising out of any use or inability to us the Website or any of the products and/or services herein, nor will the Company be held liable to the User for any lost profits, trading losses, damages that may result from use or loss of use of the Website and/or third party content, any inconvenience or delay, including any loss resulting from a cause over which Company has no control over, including failure of communication lines. By using the Website, the User agrees to indemnify and hold the Company and if any third party content providers, harmless from and against any and all claims, losses, liabilities, costs and expenses (including but not limited to attorneys' fees) arising from the use of the YORK BUSINESS ASSOCIATES LIMITED Website, or any violation of the terms and conditions.

    Data
    The risk is high that you can sustain losses/damages to all or some of the capital/monies invested. An investment in any financial instrument carries a high degree of risk and the money that is invested might not remain the same, whereas you undertake the risk of sustaining a loss/damage, whilst, at the same time, the possibility exists that a profit/return can materialize. Trading on the electronic trading system(s) carries a high risk since there is a large exposure to risks associated to the online system, including but not limited to the failure of hardware and/or software. The result of any system failure may be that your request is not executed according to instructions or not executed at all. All transactions effected are at your sole risk and you shall be solely liable under all circumstances. YORK BUSINESS ASSOCIATES LIMITED will not be held responsible for any delays in transmission, delivery or execution of your request(s) due to malfunctions of communications facilities or other causes.
    The market conditions and the operation of the rules of certain markets, trading hours, dealing room hours and so forth, may increase the risk of loss because of the difficulty to effect transactions or liquidate/offset open positions. The Company may be unable to execute your instructions at the requested level. Trading with Financial instruments on margin carries a high level of risk which can work both, to your advantage and disadvantage.
    In certain cases, the protections of your money transferred for purposes of trading in financial instruments, may have impact in the event of the specific firm/company going insolvent/bankrupt. The extent to which you may recover money may be governed by specific legislation or local rules. In some jurisdictions, property/money which has been specifically identifiable as your own property/money will be appropriated in the same manner as cash for purposes of distribution in the event of a shortfall.
    You understand that commissions, fees and other charges may be applicable, and as such these charges will affect/reduce the profit (if any), or increase the loss. Before trading in financial instruments, you should make yourself aware of all charges for which you will be liable, whether such charges are at predetermined amount or variable.
    You understand that the profit or loss for transactions in foreign currency-denominated contracts will be affected by the fluctuations in currency rates when there is a need to convert from the currency denomination of the contract into another currency.
    You understand that YORK BUSINESS ASSOCIATES LIMITED does not guarantee access to the Website and/or any of the products and/or services to be available at all times, or in any given location at any specific time. All transactions effected for your account(s) are at your sole risk and you shall be solely liable under all circumstances. YORK BUSINESS ASSOCIATES LIMITED will not be held responsible for any delays in transmission, delivery or execution of your request(s) due to malfunctions of communications facilities or other causes.
    The Company may, in its reasonable opinion, determine that an emergency or an exceptional market condition exists (a "Force Majeure Event"). A Force Majeure Event shall include, but is not limited to the following - "any act, event or occurrence (including without limitation any strike, riot or commotion, interruption or power supply or electronic or communication equipment failure).
    You understand that there is the risk that the financial instruments may be or become the subject to tax and/or any other applicable due amount(s) as per legislation, which will become your responsibility to carry out.

  • Refund Policy
    In certain exceptional circumstances, YORK BUSINESS ASSOCIATES LIMITED may refund payments made by credit card.
    In this case, the funds will be refunded to the card that was used for the deposit.
    1. The Client has the right to close his/her account at any time he/she wishes to.
    The Company will approve the account closure if:
    a. There are not active investments placed.
    b. There are no investigations underway associated with any of the terms of the current Terms of Services.
    2. If there are no charges applied to the account, the Company has to close the account by the Client's demand.
    3. If the account of the Client has been suspended due to the violation of the current Terms of Services or due to any other abuse detected by the Client, the refund is not provided under any circumstances.
    4. The Company does not have to provide any type of the refund in case the loss was caused due to any reason either foreseen or unforeseen.
    5. A refund request can be made in cases in which the account had been deposited into, but no orders were executed by the client.
    6. In this case, the same method of payment used for the deposit will be used for the refund. The refund will be for the full amount, unless other arrangements have been made.
    7. Processing of refund requests can take up to one week.
    8. All other requests will be treated as WITHDRAWALS and will be processed using those methods and procedures.
    If you have any questions about this Policy do not hesitate to contact us by E-mail: info@yorkal.com

    Linked Sites and Limitation of Liability
    Please note: Due to fraud prevention and anti money laundering laws, accounts which have never traded are unable to withdraw funds within 30 working days of dormancy and must have completed trading activity using up to 10% of the credit of the account.

  • Privacy Policy
    PRIVACY POLICY

    YORK BUSINESS ASSOCIATES LIMITED lays great emphasis on keeping the information shared by our website users and visitors private and confidential. The use of the data you share with us will be governed by this Forex Privacy Policy. YORK BUSINESS ASSOCIATES LIMITED adheres to the data protection provisions as mentioned in International Law. In order to consider the conditions and threats posed by the changing operations, technologies, practices and legislations, we will review this Policy Statement and update it with required information with/out notification.

    WHAT PERSONAL INFORMATION DOES YORK BUSINESS ASSOCIATES LIMITED COLLECT?
    When you apply to open a YORK BUSINESS ASSOCIATES LIMITED account, we require certain information in order to process the request. This information may include personal and financial details, such as, name, address, contact number, date of birth, employment details, liabilities and assets.
    To improve your trading experience we may require further information. Sometimes the law may require us to hold some information about our customers. In such cases we obtain the information through our application forms and other information request forms.
    YORK BUSINESS ASSOCIATES LIMITED MAY COLLECT THE FOLLOWING INFORMATION
    Personal details through forms
    Financial details through forms and record of services rendered
    Information about a trader’s usage pattern of our website and trading platforms
    Record of trading activities to help us serve you better
    HOW DOES YORK BUSINESS ASSOCIATES LIMITED USE INFORMATION SHARED BY TRADER?
    The trader information YORK BUSINESS ASSOCIATES LIMITED holds is used for:
    Creating and handling your account;
    Reviewing your current requirements;
    Enhancing our platforms, services and customer support;
    Providing you with trading advice and information about good opportunities.

    DISCLOSURE OF INFORMATION
    On the basis of the product or service concerned and with regard to particular restrictions on sensitive information, YORK BUSINESS ASSOCIATES LIMITED may disclose information about traders to:
    Specialists, experts, service providers and advisers contracted by us for administrative, insurance, financial research or similar assistance;
    Introducing Brokers (IBs) with whom we share a working relationship;
    Courts, credit providers, tribunals or regulatory authorities authorized by the law;
    Reference or credit reporting agencies;
    Individuals authorized by the trader whose information is being shared.
    If you are not willing to share any information with the mentioned agencies and service providers, please send us a written message. In such a situation, we will withdraw your information from the data pool and consequently withdraw related services.

    YORK BUSINESS ASSOCIATES LIMITED PRIVACY POLICY
    Updating information If there is a change in your personal details you may email the new information to YORK BUSINESS ASSOCIATES LIMITED At info@yorkal.com as soon as possible. As per your instructions, YORK BUSINESS ASSOCIATES LIMITED will update your personal details.
    Use of Cookies When you open a YORK BUSINESS ASSOCIATES LIMITED account and access it through your browser, there will arise a need to enable cookie acceptance. Cookies or small packets of information received by your computer and contain a unique identification number. They are used by our platforms and services for preparing the browser for your use, requirements and preferences. This helps YORK BUSINESS ASSOCIATES LIMITED to enhance your trading experience when you use our services. Cookies also play an important role in the security of various sections of our online services. You will not be able to view secure parts of the YORK BUSINESS ASSOCIATES LIMITED YORK BUSINESS ASSOCIATES LIMITED website without cookies.
    Your Rights As per the data protection laws that govern the YORK BUSINESS ASSOCIATES LIMITED services, all traders are entitled to obtain personal information regarding them from YORK BUSINESS ASSOCIATES LIMITED and inform us about any inaccuracy perceived. If you wish to make an enquiry, you may email us at info@yorkal.com. If there are no legal restrictions on sharing the information we will acknowledge and execute your request within 40 days of your request. You might have to incur some the cost of finding, reviewing, and sending across the requested material.
    (1) Foreign exchange dealer's slang for your price is the correct market price.
    (2) Official rates in terms of SDR or other pegging currency.